Bad Credit Financing For Metairie, LA Used Car Shoppers

Financing a Used Car Near New Orleans

We Can Help You Get Approved For Used Vehicle Financing

Do you need a more reliable vehicle but worry that you can’t get approved for a car loan because of credit issues in the past? If you’ve had to deal with a job loss or unexpected medical bills, you may be afraid that your credit score will prevent you from qualifying for a loan. Premier Clearance Center Metairie is proud to help buyers in KennerGretnaHouma, and beyond to get the financing they need for a quality used vehicle.

Get Pre-Qualified

Contact Premier Clearance Center For Loan Assistance Today

You can rely on the professional finance department at Premier Clearance Center Metairie to help you get approved for a pre-owned vehicle, even with bad credit. We offer a variety of loan products to help those who have had to deal with repossessions, foreclosures or bankruptcies. We have assisted those buyers who have been through divorce or have high debt-to-income ratios that prevent them from qualifying for many auto loans.

Contact us even if you have bad credit or no credit at all. Our finance team will look over your application and review your credit history. We can help you understand why you have the credit score you do and provide information on ways to improve it. Meanwhile, we may be able to assist you in getting approved for sub-prime loans that will help you get the vehicle you want now.

What are Sub-prime Loans?

A sub-prime loan is a financing option for those who have had credit problems in the past or have never had credit. These loans take into account your employment and other factors along with your credit history. They charge a higher interest rate to account for the increased risk of lending to people with lower credit scores.

While these loans can be more expensive, they still offer affordable terms and monthly payments. You can use our online payment calculator to estimate your monthly payments based on the price of the vehicle and down payment. Bring in your current vehicle to use as a down payment, which will reduce the price of the model you plan to buy. You can also value your trade online to find out how much it’s worth before you bring it to our dealership. Once you get an offer for your vehicle, you can come in and we’ll verify the information and hand you a check or apply the money to your down payment.

Why Choose Financing with Premier Clearance Center Metairie

If you have bad credit or have dealt with credit issues in the recent past, you may find it hard to get approved with traditional lenders, like banks. With the finance center at Premier Clearance Center Metairie, we’re willing to work with a variety of buyers, including those with less than perfect credit.

Our finance experts have access to multiple loan products from various lenders, many of whom work with lower credit scores. Some of these loans you won’t find anywhere else. You can also qualify for discounts and special incentives that make our vehicles more affordable even with a subprime loan.

How to Improve Your Credit Score

While you work to pay off a sub-prime loan, you can also focus on improving your credit for the future. Paying a car loan on time will help your credit score increase, so that you can qualify for a more expensive or brand-new model next time.

As you pay on a car loan, you can also work on other factors that affect your credit score. Pay down any credit card debt you have and pay all bills on time to help improve your credit rating. Check your credit report if you haven’t looked at it recently. Look for errors that may prevent you from seeing an improvement in your credit score. Sometimes, lenders forget to update information or show a bill as paid, which can negatively affect your credit. You can meet with our finance specialists who will help you understand more about your credit rating and history.

Go Online Or Come In For Loan Approval

We make it easy to get approved for financing even with bad credit. Just go online and fill out a credit application. We can review your information and find the bad credit car loan that fits your situation and budget. There’s no obligation when you submit the form. You can also stop by the dealership to talk to a member of the finance team. We’ll answer your questions and help you understand the application process.

We will show you the used vehicles we have for sale right now. We’ll help you decide on the right loan amount based on what you can afford. We’ll also talk to you about your down payment. Stop by Premier Clearance Center Metairie to get the bad credit loan you need right now. Let us put you behind the wheel of a quality pre-owned car today.