Finance
Open Today! Sales: 9am-8pm | Call us at: 504-383-7468
Welcome to Premier Clearance Center
We Make It Easy To Buy Your Next Used Car, Truck Or SUV!
The finance department at Premier Clearance Center is dedicated to helping you get the financing you need for a pre-owned vehicle. We’ll help you find an auto loan that fits your situation and budget for your next car, truck or SUV. Whether you’re located in New Orleans or near Chalmette, we can help you find your next car today!
Bad Credit History Not A Problem
We understand how difficult it can be to apply for a car loan when you’ve had financial struggles in the past. Maybe you’ve had some late payments, delinquencies, collections, or even repossessions or foreclosures. Even if you’ve gone through bankruptcy, we believe you have the right to a fresh start. We’ll review your application and work with you to find a loan that fits your credit rating and budget.
We offer competitive rates and flexible terms on auto loans, even for first-time buyers who have no credit history. Don’t hesitate to apply for a bad credit loan. Also called subprime loans, these loans give you the chance to rebuild your credit with terms you can afford. Instead of applying with multiple lenders, you can fill out our online application and have an answer right away – often the same day!
The Loan And Car-Buying Process
We take the stress out of getting approved for a car loan. You can even get started from home by filling out our online application. We look over your information and find a loan that is customized to your situation.
We do check your credit score, but we also look at your employment history and current income as well as your debt-to-income ratio. We consider the amount you want financed and talk with you about your options. You’re under no obligation to continue even after we find you a loan. Once you’re approved, you can check out our inventory to find a quality used vehicle. Now comes the fun part of a buying a vehicle! Go for a test drive and check out the models that are the best fit.
Here at Premier Clearance Center, we understand that the unexpected happens. Medical issues, job loss and other unforeseen circumstances can get you off track financially. We want to give you a second chance and a fresh start with your goals. Our finance team will help you get approved for a bad credit car loan in Metairie and surrounding communities. Make a few payments on time, and you can refinance your loan for better terms.
Call us today, fill out our online application, or stop in at Premier Clearance Center to find your next used vehicle. Let us help you find a dependable ride and rebuild your life.
Frequently Asked Questions About Finance
Yes. Our finance team works with customers across all credit backgrounds, including those with low credit scores or limited credit history. We partner with a wide network of lenders to secure flexible financing terms that work with your budget. Visit our Finance Center to explore your options.
It’s simple. Just fill out our secure online finance application to get started. Once submitted, our team will review your information and contact you with personalized financing options, often the same day. This allows many customers to drive off the lot in their vehicle shortly after arrival.
Absolutely. We regularly work with students from Tulane, Loyola, UNO, and other local colleges. Whether you’re buying your first car or building credit, our finance team will guide you through every step of the process. We understand the importance of affordable monthly payments and offer vehicles that fit student budgets.
Yes, we offer subprime auto loans tailored for customers with challenging credit histories. These loans are designed to make vehicle ownership possible while also helping rebuild credit with consistent, on-time payments. We report to major credit bureaus, giving you a chance to improve your credit over time.
Yes. Use our Value Your Trade tool to receive a quick, no-obligation appraisal. Bring your estimate to the dealership and apply it toward your next used vehicle purchase. This can significantly reduce your down payment or monthly payment.
No. We encourage all customers regardless of credit score to apply. Our finance team will explore every available option to match you with a plan that suits your situation. We believe everyone deserves access to reliable transportation.
Bring a valid driver’s license, proof of income (like pay stubs or bank statements), proof of residency, and insurance details. Having these ready speeds up the process and helps us find the best financing terms for you. If you’re trading in a vehicle, bring your title or loan payoff info.
Yes. Our website includes payment calculators to help you estimate monthly payments based on loan amount, term, and interest rate. This gives you a better idea of what fits within your budget before visiting.
We’re a trusted used car dealership near New Orleans with a no-pressure approach and competitive, transparent pricing. Our finance experts work with local and national lenders to help drivers from Metairie, Kenner, Gretna, and beyond secure affordable loans on quality used vehicles. We take pride in helping real people find real solutions, making vehicle ownership possible no matter your financial situation.
