Get Pre-Qualified


Finance a Used Vehicle Near New Orleans, LA

Find out just how easy it is to afford a vehicle with assistance from Premier Clearance Center Metairie. No matter your past credit issues or credit rating, we can help you get in a quality used car. We want to make it simple and straightforward for anyone who needs financing with our online credit application.

Whether you have a solid credit history and an excellent credit rating or bad credit with a low score, we can help you qualify for a car loan. We offer bad credit loans, also known as subprime car loans for people with credit issues or those with no credit history at all.

Bad Credit Loans

Lenders offer these bad credit loans to people who have gone through issues in the past. They can include the following:

  • Late payments
  • Collections and serious delinquencies
  • Repossessions
  • Foreclosure
  • Bankruptcy

If any of these situations describe you, then consider a bad credit car loan as a way to rebuild your credit. These loans come with higher interest rates to cover the extra risk for the lender. However, they still offer flexible terms and affordable monthly payments. As you make the payments on time, they get reported to the credit bureaus to help your credit score improve. After a series of on-time payments, you can often get approved for refinancing at a lower interest rate. You may even qualify for a brand-new model next time.

Get Prequalified Today

Find out how much you can receive in a car loan by getting prequalified online. Just fill out the online credit application with no obligation. Submitting this application won’t impact your credit score, but it will give you an idea of how much you can be approved for.

Provide some basic information about yourself and let us know which model you are interested in buying. The form is quick and secure, and it only takes a few minutes to complete. Once you submit the form, you can sign back in to check the status at any time.

Our finance department will review your application and let you know when you have been approved. We’ll tell you for how much, and you can decide if you want to continue with your purchase. You can check the value of your trade-in to help you with a down payment. In some instances, no down payment may be necessary.

How Much Can You Qualify For?

The amount you will be approved for depends on several factors. Lenders look at your credit rating as well as your current income and debt-to-income ratio. They want to be sure you can pay back the loan without a problem. For those with credit issues in the past, they may be approved for a lower amount. But don’t worry! You’ll find a variety of models in a range of prices. We offer vehicles and loans to fit everyone.

If you’re ready to start the way to owning a quality used vehicle, begin by filling out our fast and easy online application. Start shopping at Premier Clearance Center Metairie!