Can You Finance a Used Car?

May 19th, 2025 by

Used Cars

Before you can start making any major financial decisions, you have to know what your options are first. A lot of drivers assume that you can’t finance a used car, but this isn’t the case. We offer plenty of financing options at Premier Clearance Center Metairie. If one of our models has caught your eye, then you can talk to our financing team today. They’ll lay out your options for you so that you can make an informed decision about your purchase.

Find Your Next Pre-Owned Model at Premier Clearance Center Metairie

If you’re looking for your next used car, then we can head to Premier Clearance Center Metairie, where you’ll find trucks, SUVs, and sedans.

  • Browse Our Vast Inventory: You might not know what you’re looking for yet, and that’s perfectly fine. Our inventory has a little bit of everything, so you’ll be able to narrow down your options quickly. Whether you’re searching for a powerful truck that can tow thousands of pounds or a sedan that gets great mileage, we have something for you at Premier Clearance Center Metairie. If you live near Baton Rouge, New Orleans, or Slidell, you can stop by today for a test drive.
  • The Other Benefits of Driving a Used Vehicle: New vehicles come with a lot of perks, but so do used models. For example, used vehicles usually get lower insurance rates, which can help you save on a monthly basis. They also tend to hold on to their value, so a used car is a smart investment if you plan on handing it down to your kids or trading it in later.

Short Term vs. Long Term Loans

Generally, you can decide between two types of loans.

  • Short-term Pros and Cons: Short-term loans generally come with less interest, since you’ll be paying more on a monthly basis. This will help you pay off the vehicle a lot faster, however, it can be overwhelming if the payments are too high. If you’re able to comfortably handle them, then you may want to consider this option.
  • Long–term Pros and Cons: Long-term loans are more approachable for most drivers. Since your loan will be spread out over a long period of time, your monthly payments will be lower. The downside of this is that you’re going to have to deal with more interest, as you’ll be paying the loan for a long period of time.

If you’re not sure which type of loan is right for your family, then you can talk to our team today. We also have a payment calculator, which can give you a better idea of what your monthly payment may look like.

Talk With Our Professionals

Our finance team is always ready to assist you. If you have any questions, then you can contact us online or you can stop by in person today.

  • Researching Your Next Model: If you’re already looking into your financing options, then you’re probably the type of person who likes to go the extra mile. Used vehicles have usually been out for at least a year, so you may want to take the time to research your next model.
  • The Final Test: You might be ready to start signing papers, but before you do, you should take a test drive. This way, you can test out the engine, the features inside the cabin, and more.

At Premier Clearance Center Metairie, you’ll find exciting SUVs, trucks, and sedans to explore.

 

Posted in Financing